5 easy home improvements that add value to your home

In the current market there are considerable benefits to be gained from carrying out a few relatively simple home improvements, as these can add significant value to your home. Whether you decide to make aesthetic changes to the interiors or you’re in the mood for taking on a bit of straightforward construction, below are five suggestions for easy home improvements that could make a big difference to your asking price when it comes to selling.


  1. Build a conservatory. There are a number of factors to take into account when you’re looking at a conservatory to make sure that it will in fact add the value that you’re looking for. A single storey conservatory with a floor space of 30 square metres should not require planning permission and is exempt from building regulations. A good quality build will typically add 50% to 133% of typical costs incurred to home value.


  1. Change the windows and replace the front door. It’s amazing the difference small changes can make to the overall aesthetics of a property. Updating the windows – replacing rotting sash windows, adding wooden French doors, investing in bespoke windows from a supplier like Timber Windows – can really update your property and a brand new hardwood front door will make all the difference when people arrive at your home, whether it’s to visit or to view.


  1. Paint the house. If you want to limit your painting efforts then focus on the master bedroom, the living room and the kitchen, where a fresh coat of paint will go a long way to making the entire property feel like new. Whether you opt to go all minimum with bright whites or introduce juicy colour palettes, painting is one of the quickest and easiest ways to increase your home’s aesthetic appeal – take a look at Dulux for inspiration and free testers, or if you’re looking for a professional, try the Painting & Decorating Assocation.


  1. Put up more mirrors. Mirrors open up rooms where there is little natural light or where space is rather cramped. Try adding a mirror to the hall, as this is one space in the home that is often small, filled with ‘stuff’ and which will really benefit from the extra aspect. Ikea is a great place to shop for mirrors, whatever your taste.


  1. Apply for planning permission. Applying for planning permission, even if you don’t intend to carry out the work yourself, can add significantly to the value of a property because it means that a new owner could construct something like an extension without having to go through the red tape first. This has considerable appeal for many buyers because of the time and money it can save after the hassle of a move. Visit the Planning Portal to get started on your application.

Uk Home Owners Will Flush £59 Million Down The Toilet This Year When Borrowing For A New Bathroom

Despite record breaking 0% purchase deals on credit cards, 89% of borrowers would choose a more expensive option when financing their new bathroom, costing them an average of £795 over 2 years1.


  • The good news: 9 out of 10 home owners are choosing to save before undertaking home improvement projects.
  • The gender divide: Women are more likely than men to make a credit-savvy decision when buying a new bathroom by putting the purchase on a new 0% purchase credit card.
  • The age gap: The young trump the aged, with 25–34-year-olds most likely to borrow at 0% interest. The over-65s, however, are the most likely to borrow using a personal loan or existing, interest charging credit card.
  • Geographically speaking: People in Scotland are more likely to end up paying interest than those who live in any other part of the British Isles. The Welsh, on the other hand, are the most likely to avoid interest charges over the course of their borrowing.
  • It’s an avoidable expense: A quick check with the simple-to-use TotallyMoney.com Cheapest Way to Borrow Calculator (http://www.totallymoney.com/cheapest-way-to-borrow-money/) can reveal the most cost-efficient way to borrow up to £10,000 and could save the UK a fortune in avoidable interest charges.


Strictly embargoed until 00:01, Friday June the 20th: New researchreleased today from credit comparison website Totallymoney.com reveals that the vast majority of UK home owners who are buying a new bathroom are wasting hundreds of pounds in loan or credit card interest charges.


29% of UK home owners are planning to do up their bathroom within the next 3 years3, either to just update or to add value to their property, and with DIY getting more and more popular people are more and more inclined to get the work done themselves.  However, an astonishing number of people will end up wasting money by financing their projects incorrectly.


A majority of home owners will take the time to save money

The survey4 reveals that the proportion of UK home owners who could save money when financing their new bathroom is as high as 88.9%. This is because for the 1.5 million home owners who will borrow money for their renovations the vast majority of them will end up paying unnecessary interest, and it needn’t be this way. A massive 55.1% of those surveyed said that they would take out an unsecured loan to pay for their bathroom (at an average rate of 5.6% APR), whilst 33.8% would put the bathroom on an existing card (at a whopping average of 17.31% APR). This will lose them £206 and £795 respectively. Only 11.1% of borrowers surveyed would take out a new 0% purchase credit card.


The gender divide

Money-savvy women are 17% more likely than men to pick the cheapest option and borrow on a new credit card, paying 0% interest on their borrowing for up to 18 months. In contrast, men are 30% more likely to choose the most expensive option by putting the purchase on an existing interest-bearing credit card.


The age gap

Pensioners have the least frugal borrowing habits — the over-65s are 33% more likely than the UK average to borrow on interest-bearing cards. On the other hand, 25–34-year-olds have the thriftiest habits — 13.6% picked the cheapest option of a 0% purchase card compared to 8.5% of the over-65s who said they would do the same.


Geographically speaking

Scottish people are least likely to pick the cheapest borrowing option with only 7% willing to charge their new bathroom to a credit card with an interest-free period. People from Wales, however, are far more frugal and are 80% more likely than the UK average to opt for the cheapest borrowing option.


Avoiding the mistake
Anyone planning a home improvement project or otherwise looking to borrow money should check
what the cheapest way to borrow is. The TotallyMoney.com calculator (www.totallymoney.com/cheapest-way-to-borrow-money/) could save borrowers hundreds of pounds in unnecessary interest charges.


In numbers

55.1% of people would finance with an unsecured loan at 5.6% APR, potentially wasting up to £206.88 each. Overall this would total a massive £17,727,861.65in unnecessary charges in the UK this year.


33.8% of people who would borrow money, would put it on an existing credit card at an average of 17.31% APR potentially wasting up to £795 each. This means a waste of £41,789,779.2.


In 2014, UK home owners will be cumulatively wasting £59,517,640.85 in unnecessary interest – and that’s just for bathrooms.


Will Becker, Co-founder of TotallyMoney.com comments:

“When people are planning on a home improvement project, thinking about the cheapest way to borrow money isn’t necessarily high up on the list of things they get excited about. However a little bit of forward planning could end up saving them a lot of money.  People who undertake a DIY project in order to save money could end up losing hundreds of pounds in unnecessary charges and fees which is a shame. Checking what the cheapest way to borrow is only takes a minute and could make a huge difference. ”

The New Kitchen Must Have

More and more people are discovering the benefits of having instant boiling water whenever they need it. As a result, the new “must have” kitchen item is an instant hot water tap, because it provides boiling water at the touch of a button.


A hot water tap provides instant boiling water simply by pressing a button. These taps come in a variety of different styles and sizes, making them ideal for home or commercial use. Those designed for residential use typically resemble a hot water tap, and sit on top of the sink. Others that are intended for commercial use may mount on the wall, and provide boiling water for larger groups of people.


There are a number of uses for these taps; however, they are typically used to make hot beverages. Coffee, tea and cocoa can all be made quickly and easily, without the need to heat water on a stove. They are also popular choices for making soup, hot cereal or instant noodles quickly, which is why businesses often install them in employee break rooms. Parents of infants will appreciate the fact that they can be used to heat up a bottle of formula almost instantly in order to soothe a crying baby.


Aside from saving time, instant boiling water taps also help keep kitchens clean, since there are no pots and pans to contend with for heating water. They take up very little room on a counter or wall, so they can be installed in almost any space. Hot water taps are also inexpensive to install and operate, and will last for a number of years without requiring maintenance or repairs. They also come in a variety of styles, meaning that there are models that will match almost any décor imaginable.

Adding to Existing Kitchens

When renovating an existing kitchen, these devices can easily be added without modifying the overall design. They fit nicely underneath the sink, and the dispenser itself also takes up very little room. There is also no need to modify plumbing lines – simply install the water line that comes with the tap in order to ensure a steady water flow. The actual installation of this tap should take only a few minutes of your time. In most cases, the services of a plumber will not even be required.

Including in New Kitchen Plans

You can easily include a hot water tap in your new kitchen plan without going over your budget. Since this device can be installed at the same time your sink or refrigerator water and ice lines are, there won’t be much additional labour required either. Adding an instant hot water tap to your new kitchen design will make your space more functional, not to mention the fact that it will increase the value of your new addition significantly. Its ability to add value is just one more reason why this item is being desire more and more often.

There’s nothing more convenient than having instant boiling water available whenever you need it. Once you’ve experienced the benefits of having one of these taps, you’ll never want to do without one again.